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Executive Education
    H a r v a r d | B u s i n e s s | S c h o o lExecutive Education
    Need Help? Contact Us: Program Advising team Email: executive_education@hbs.edu
    Leveraging Fintech Innovation to Grow and Compete
    Dates: 06–09 SEP 2022
    Location: HBS Campus
    Fee: $10,250

    The program fee covers tuition, books, case materials, accommodations, and most meals.

    Summary

    Blockchain, machine learning, big data, artificial intelligence, and other innovations in fintech are revolutionizing the finance industry—and creating new challenges for both startups and incumbent firms that are competing for market share. To succeed in this environment, startups must build, fund, and grow an innovative operation that can outperform larger companies, while incumbent firms must rethink their offerings and digital capabilities to safeguard against disruption. Do you want to understand how neobanks such as Chime or SoFi have taken large banks by surprise? Are you interested in analyzing how new infrastructure players like Plaid and Stripe are changing financial services? Do you wonder how Alibaba’s subsidiary Ant Group became a financial behemoth? Do you expect your business to be affected by the "platform-ification" of financial services? Are you worried about missing out on the blockchain and crypto wave of innovations after Coinbase's IPO? In this program, you will explore best practices for managing these issues, consider the latest breakthroughs in fintech, and establish a game plan for your company—whether you're driving or defending against disruption—always using real world cases from the most interesting companies in the fintech space.

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    Summary

    Blockchain, machine learning, big data, artificial intelligence, and other innovations in fintech are revolutionizing the finance industry—and creating new challenges for both startups and incumbent firms that are competing for market share. To succeed in this environment, startups must build, fund, and grow an innovative operation that can outperform larger companies, while incumbent firms must rethink their offerings and digital capabilities to safeguard against disruption. Do you want to understand how neobanks such as Chime or SoFi have taken large banks by surprise? Are you interested in analyzing how new infrastructure players like Plaid and Stripe are changing financial services? Do you wonder how Alibaba’s subsidiary Ant Group became a financial behemoth? Do you expect your business to be affected by the "platform-ification" of financial services? Are you worried about missing out on the blockchain and crypto wave of innovations after Coinbase's IPO? In this program, you will explore best practices for managing these issues, consider the latest breakthroughs in fintech, and establish a game plan for your company—whether you're driving or defending against disruption—always using real world cases from the most interesting companies in the fintech space.

    Key Benefits
    This fintech innovation program will enable you to navigate a shifting competitive landscape and make strategic decisions that will position your firm for growth—whether you work in the credit, insurance, asset management, or real estate market. You will develop a deeper understanding of the frictions that fintech aims to address; discover ways to overcome adoption barriers and quickly scale your business; and learn how to manage disruptive threats posed by agile, data-driven competitors. You will also gain a critical lens for distinguishing between innovations that offer sustainable value and those with fleeting benefits.

    DetailsExpand AllCollapse All

    Accelerate growth and prepare to scaleAccelerate growth and prepare to scale
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    • Formulate an action plan for growing or scaling your company
    • Secure the funding you need to support your expansion
    • Improve how you manage operations and mitigate risk
    Lead a digital transformationLead a digital transformation
    Dropdown down
    • Direct your company's efforts to "go digital"
    • Ensure your company moves quickly to harness new innovations
    • Weave new technologies into existing systems and processes
    • Address disruptive threats like neobanks with a smart defensive strategy
    Leverage emerging opportunities in the marketplaceLeverage emerging opportunities in the marketplace
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    • Harness disruptive technologies to strengthen your market position
    • Recognize the potential for new technologies, infrastructure players, and platforms to transform the finance industry—and beyond
    • Analyze the market need that fintech startups are trying to fill
    Sharpen your competitive edge with a stronger business modelSharpen your competitive edge with a stronger business model
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    • Identify opportunities and methods to innovate from within
    • Rethink your business strategy, value proposition, and digital capabilities
    • Integrate new technologies to elevate and modernize your offerings
    Expand your personal and professional networkExpand your personal and professional network
    Dropdown down
    • Extend your network by living and working with accomplished executives from various backgrounds, industries, and countries around the globe
    • Build relationships with a diverse group of peers who can provide wide-ranging insights into your business challenges and career decisions

    Key Benefits Dropdown up

    Key Benefits Dropdown down

    This fintech innovation program will enable you to navigate a shifting competitive landscape and make strategic decisions that will position your firm for growth—whether you work in the credit, insurance, asset management, or real estate market. You will develop a deeper understanding of the frictions that fintech aims to address; discover ways to overcome adoption barriers and quickly scale your business; and learn how to manage disruptive threats posed by agile, data-driven competitors. You will also gain a critical lens for distinguishing between innovations that offer sustainable value and those with fleeting benefits.
    Details

    Accelerate growth and prepare to scale

    • Formulate an action plan for growing or scaling your company
    • Secure the funding you need to support your expansion
    • Improve how you manage operations and mitigate risk

    Lead a digital transformation

    • Direct your company's efforts to "go digital"
    • Ensure your company moves quickly to harness new innovations
    • Weave new technologies into existing systems and processes
    • Address disruptive threats like neobanks with a smart defensive strategy

    Leverage emerging opportunities in the marketplace

    • Harness disruptive technologies to strengthen your market position
    • Recognize the potential for new technologies, infrastructure players, and platforms to transform the finance industry—and beyond
    • Analyze the market need that fintech startups are trying to fill

    Sharpen your competitive edge with a stronger business model

    • Identify opportunities and methods to innovate from within
    • Rethink your business strategy, value proposition, and digital capabilities
    • Integrate new technologies to elevate and modernize your offerings

    Expand your personal and professional network

    • Extend your network by living and working with accomplished executives from various backgrounds, industries, and countries around the globe
    • Build relationships with a diverse group of peers who can provide wide-ranging insights into your business challenges and career decisions

    Who Should Attend

    • Rising executives who have at least five years' relevant experience at a bank, asset management firm, financial services firm, credit card company, or similar type of financial institution
    • Entrepreneurs who have launched—or plan to launch—startups that aim to disrupt key areas of financial markets
    • Individuals who work in areas or industries that are relevant to capital markets and financial services, such as regulators, real estate (including property technology innovation and REITs), insurance, technology, computer and data science, and engineering

    Program for Leadership Development participants earn 3 PLDA Points on completion of this program.

    Dropdown down Dropdown up

    Who Should Attend

    • Rising executives who have at least five years' relevant experience at a bank, asset management firm, financial services firm, credit card company, or similar type of financial institution
    • Entrepreneurs who have launched—or plan to launch—startups that aim to disrupt key areas of financial markets
    • Individuals who work in areas or industries that are relevant to capital markets and financial services, such as regulators, real estate (including property technology innovation and REITs), insurance, technology, computer and data science, and engineering

    Program for Leadership Development participants earn 3 PLDA Points on completion of this program.

    Learning and Living at HBS

    When you participate in an Executive Education program on the HBS campus, you enter an immersive experience where every aspect of the learning model has been carefully designed to facilitate your growth. Your learning will take place on your own, in your living group, and in the larger classroom, driven by the renowned HBS case method.

    Review Our Campus Health & Safety Protocols

    Dropdown down Dropdown up

    Learning and Living at HBS

    When you participate in an Executive Education program on the HBS campus, you enter an immersive experience where every aspect of the learning model has been carefully designed to facilitate your growth. Your learning will take place on your own, in your living group, and in the larger classroom, driven by the renowned HBS case method.

    Review Our Campus Health & Safety Protocols

    Admissions Criteria and Process

    We admit candidates to specific sessions on a rolling, space-available basis and encourage you to apply as early as possible. Although most programs have no formal educational requirements, admission is a selective process based on your professional achievement and organizational responsibilities.
    Application Deadline
    Read More
    Dropdown down

    Answering Your Questions

    Our Program Advising team can help you at any stage of the admissions process—starting with identifying the program that best addresses your learning and development goals. Contact a program advisor via email or call 1.800.427.5577 (outside the U.S., call +1.617.495.6555).

    Application Submission

    We recommend that you apply at least four weeks before the program start date. You may use our online form or download an application. HBS maintains all application information in strict confidentiality. We acknowledge receipt of applications via email. In the unlikely event that you do not receive an acknowledgment, please email us at exed_admissions@hbs.edu or call us at +1.617.495.6226.

    Application Review

    To optimize the learning experience and maximize the exchange of ideas, our Admissions Committee makes selections that balance each participant's experience, scope of current responsibilities, and type of organization. HBS seeks candidates who reflect a broad range of industries, functions, countries, and backgrounds. We review applications monthly and will contact you via email with the Admissions Committee's decision.

    Fee, Payment, and Cancellations

    The program fee covers tuition, books, case materials, accommodations, and most meals. You will be invoiced upon admission to the program. Invoices are due within 30 days of receipt, or upon receipt if the program start date is less than 30 days from the invoice date. If you need to cancel or defer your participation, you must submit your request in writing more than 30 days before the start of the program to receive a full refund. Cancellation or deferral requests received 14 to 30 days prior to the start of the program are subject to a fee of one-half of the program fee. Requests received within 14 days are subject to full payment.

    Admissions Criteria and Process Dropdown down

    Admissions Criteria and Process Dropdown down

    We admit candidates to specific sessions on a rolling, space-available basis and encourage you to apply as early as possible. Although most programs have no formal educational requirements, admission is a selective process based on your professional achievement and organizational responsibilities.
    Application Deadline

    Answering Your Questions

    Our Program Advising team can help you at any stage of the admissions process—starting with identifying the program that best addresses your learning and development goals. Contact a program advisor via email or call 1.800.427.5577 (outside the U.S., call +1.617.495.6555).

    Application Submission

    We recommend that you apply at least four weeks before the program start date. You may use our online form or download an application. HBS maintains all application information in strict confidentiality. We acknowledge receipt of applications via email. In the unlikely event that you do not receive an acknowledgment, please email us at exed_admissions@hbs.edu or call us at +1.617.495.6226.

    Application Review

    To optimize the learning experience and maximize the exchange of ideas, our Admissions Committee makes selections that balance each participant's experience, scope of current responsibilities, and type of organization. HBS seeks candidates who reflect a broad range of industries, functions, countries, and backgrounds. We review applications monthly and will contact you via email with the Admissions Committee's decision.

    Fee, Payment, and Cancellations

    The program fee covers tuition, books, case materials, accommodations, and most meals. You will be invoiced upon admission to the program. Invoices are due within 30 days of receipt, or upon receipt if the program start date is less than 30 days from the invoice date. If you need to cancel or defer your participation, you must submit your request in writing more than 30 days before the start of the program to receive a full refund. Cancellation or deferral requests received 14 to 30 days prior to the start of the program are subject to a fee of one-half of the program fee. Requests received within 14 days are subject to full payment.
    Program content, dates, schedule, fees, technology platforms, and faculty are subject to change. In accordance with Harvard University policy, Harvard Business School does not discriminate against any person on the basis of race, color, sex or sexual orientation, gender identity, religion, age, national or ethnic origin, political beliefs, veteran status, or disability in admission to, access to, treatment in, or employment in its programs and activities.

    What You Will Learn

    Leveraging Fintech Innovation to Grow and Compete offers a rich learning experience including case studies, interactive faculty presentations, guest speakers, and small-group discussions. Drawing on the experience of fintech leaders, investors from venture capital firms, and executives from traditional financial institutions, this program will present a series of real-world cases—including Alibaba, Stripe, SoFi, and Coinbase—that focus on timely issues at the intersection of financial services and technology. You will explore a broad range of topics that cater to fintech entrepreneurs, executives from established firms, regulators, and practitioners in financial services.

    Dropdown down Dropdown up

    What You Will Learn

    Leveraging Fintech Innovation to Grow and Compete offers a rich learning experience including case studies, interactive faculty presentations, guest speakers, and small-group discussions. Drawing on the experience of fintech leaders, investors from venture capital firms, and executives from traditional financial institutions, this program will present a series of real-world cases—including Alibaba, Stripe, SoFi, and Coinbase—that focus on timely issues at the intersection of financial services and technology. You will explore a broad range of topics that cater to fintech entrepreneurs, executives from established firms, regulators, and practitioners in financial services.

    Key TopicsExpand AllCollapse All

    Disruptive innovationDisruptive innovation
    Dropdown down
    • Reviewing how technology is transforming lending markets, investment management, payment systems, and the real estate industry
    • Implementing strategies to create new opportunities and marketplaces
    • Identifying the tensions addressed by technologies such as Application Programming Interfaces (APIs), blockchain, and artificial intelligence
    • Successfully designing and launching a new product to meet an emerging need
    Competitive strategiesCompetitive strategies
    Dropdown down
    • Startups: Designing growth strategies to compete with established industry players
    • Existing firms: Defending market share by responding to emerging trends and a changing competitive landscape
    • Targeting consumer channels or business-to-business channels to increase assets under management
    Credit and lendingCredit and lending
    Dropdown down
    • Recognizing how new startups and established financial conglomerates approach consumer financing
    • Understanding credit market dynamics in the context of consumer finance and small-business lending
    • Analyzing the opportunities for neobanks and the regulatory hurdles that innovations in financial services must overcome
    Payment systemsPayment systems
    Dropdown down
    • Assessing how legacy players have been disrupted by the advent of agile payment providers like Stripe, Adyen, and Square
    • Analyzing the applications of blockchain in different segments and settings, such as financial institutions and API companies
    • Evaluating the challenges and opportunities posed by cryptofinance and cryptocurrencies
    Investment management in fintech spaceInvestment management in fintech space
    Dropdown down
    • Analyzing how demographic shifts impact the demand for financial advice
    • Understanding key differences between pure models and hybrid models of automated asset management
    • Assessing the potential of fintech to disrupt traditional asset managers from tech and information-driven companies

    Key Topics Dropdown up

    Key Topics Dropdown down

    Disruptive innovation

    • Reviewing how technology is transforming lending markets, investment management, payment systems, and the real estate industry
    • Implementing strategies to create new opportunities and marketplaces
    • Identifying the tensions addressed by technologies such as Application Programming Interfaces (APIs), blockchain, and artificial intelligence
    • Successfully designing and launching a new product to meet an emerging need

    Competitive strategies

    • Startups: Designing growth strategies to compete with established industry players
    • Existing firms: Defending market share by responding to emerging trends and a changing competitive landscape
    • Targeting consumer channels or business-to-business channels to increase assets under management

    Credit and lending

    • Recognizing how new startups and established financial conglomerates approach consumer financing
    • Understanding credit market dynamics in the context of consumer finance and small-business lending
    • Analyzing the opportunities for neobanks and the regulatory hurdles that innovations in financial services must overcome

    Payment systems

    • Assessing how legacy players have been disrupted by the advent of agile payment providers like Stripe, Adyen, and Square
    • Analyzing the applications of blockchain in different segments and settings, such as financial institutions and API companies
    • Evaluating the challenges and opportunities posed by cryptofinance and cryptocurrencies

    Investment management in fintech space

    • Analyzing how demographic shifts impact the demand for financial advice
    • Understanding key differences between pure models and hybrid models of automated asset management
    • Assessing the potential of fintech to disrupt traditional asset managers from tech and information-driven companies

    The HBS Advantage

    Our Executive Education programs are developed and taught by HBS faculty who are widely recognized as skilled educators, groundbreaking researchers, and award-winning authors. Through their board memberships, consulting, and field-based research, they address the complex challenges facing business leaders across the globe

    Faculty Chair
    Marco Di Maggio
    Marco Di Maggio
    Marco Di Maggio

    Marco Di Maggio

    Ogunlesi Family Associate Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Faculty
    Mark L. Egan
    Mark L. Egan
    Mark L. Egan

    Mark L. Egan

    Assistant Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Antonio Moreno
    Antonio Moreno
    Antonio Moreno

    Antonio Moreno

    Sicupira Family Associate Professor of Business Administration

    HBS Unit:
    Technology and Operations Management

    Read Full Bio

    Elie Ofek
    Elie Ofek
    Elie Ofek

    Elie Ofek

    Malcolm P. McNair Professor of Marketing

    HBS Unit:
    Marketing

    Read Full Bio

    Krishna G. Palepu
    Krishna G. Palepu
    Krishna G. Palepu

    Krishna G. Palepu

    Ross Graham Walker Professor of Business Administration

    HBS Units:
    Accounting and Management
    General Management

    Read Full Bio

    Luis M. Viceira
    Luis M. Viceira
    Luis M. Viceira

    Luis M. Viceira

    George E. Bates Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Emily Williams
    Emily Williams
    Emily Williams

    Emily Williams

    Assistant Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Feng Zhu
    Feng Zhu
    Feng Zhu

    Feng Zhu

    Professor of Business Administration

    HBS Unit:
    Technology and Operations Management

    Read Full Bio

    Dropdown down Dropdown up

    The HBS Advantage

    Our Executive Education programs are developed and taught by HBS faculty who are widely recognized as skilled educators, groundbreaking researchers, and award-winning authors. Through their board memberships, consulting, and field-based research, they address the complex challenges facing business leaders across the globe

    Faculty Chair
    Marco Di Maggio
    Marco Di Maggio
    Marco Di Maggio

    Marco Di Maggio

    Ogunlesi Family Associate Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Faculty
    Mark L. Egan
    Mark L. Egan
    Mark L. Egan

    Mark L. Egan

    Assistant Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Antonio Moreno
    Antonio Moreno
    Antonio Moreno

    Antonio Moreno

    Sicupira Family Associate Professor of Business Administration

    HBS Unit:
    Technology and Operations Management

    Read Full Bio

    Elie Ofek
    Elie Ofek
    Elie Ofek

    Elie Ofek

    Malcolm P. McNair Professor of Marketing

    HBS Unit:
    Marketing

    Read Full Bio

    Krishna G. Palepu
    Krishna G. Palepu
    Krishna G. Palepu

    Krishna G. Palepu

    Ross Graham Walker Professor of Business Administration

    HBS Units:
    Accounting and Management
    General Management

    Read Full Bio

    Luis M. Viceira
    Luis M. Viceira
    Luis M. Viceira

    Luis M. Viceira

    George E. Bates Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Emily Williams
    Emily Williams
    Emily Williams

    Emily Williams

    Assistant Professor of Business Administration

    HBS Unit:
    Finance

    Read Full Bio

    Feng Zhu
    Feng Zhu
    Feng Zhu

    Feng Zhu

    Professor of Business Administration

    HBS Unit:
    Technology and Operations Management

    Read Full Bio

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